Privacy Policy 

Last Updated on: 05/24/2024 

By using this website as a user (hereafter “You”), You agree to the following Privacy Policy.  Please read this policy carefully before using this website. 

This website is owned and operated by a Harpe and Faye Financial company (hereafter “Our”,  “We”, or “Company”). Our principal place of business is located in Huson, Montana 

Our mailing address is: 

23500 Huson Rd, Unit D 

Huson, MT 59846 

For any privacy-related questions, you can reach us at stephanie@harperandfayefinancial.com General 

We at Harpe and Faye Financial, LLC respect Your privacy. This Privacy Policy is designed to  explain how We collect, use, share, and protect the personal information You provide to us when  You access Our website, purchase Our goods or services, or engage with us on social media, as  well as Your own rights to the information We collect. 

Please read this Privacy Policy carefully. We will alert You to any changes to this Policy by  changing the “last updated” date at the top of this Policy. Any changes become effective  immediately upon publication on Our website, and You waive specific notice of any changes to  the Policy by continuing to use and access Our site(s). We encourage You to review this Privacy  Policy periodically when You use Our website for any purpose or engage with us on social  media. You are deemed to have accepted any changes to any revised Privacy Policy by Your  continued use of Our website after the revised Privacy Policy is posted. 

Information Collected 

We collect a variety of information from You when You visit Our website, make purchases, or  interact with us on social media. By accepting this Privacy Policy, You are specifically  consenting to Our collection of the data described below, to Our use of the data, to the  processing of this data, and to Our sharing of the data with third-party processors as needed for  Our legitimate business interests The information We collect may include: 

Personal Data: Personal Data is information that can be used to identify You specifically,  including Your name, shipping address, email address, telephone number or demographic  information like Your age, gender, or hometown. You consent to give us this information by  providing it to us voluntarily on Our website or any mobile application. You provide some of  this information when You register with or make purchases from Our website. You may also  provide this information by participating in various activities associated with Our site, including  responding to blogs, contacting us with questions, or participating in group training. Your 

decision to disclose this data is entirely voluntary. You are under no obligation to provide this  information, but Your refusal may prevent You from accessing certain benefits from Our website  or from making purchases. 

Derivative Data: Derivative data is information that Our servers automatically collect about You  when You access Our website, such as Your IP address, browser type, the dates and times that  You access Our website, and the specific pages You view. If You are using a mobile application,  Our servers may collect information about Your device name and type, Your phone number,  Your country of origin, and other interactions with Our application. 

Financial Data: Financial data is data that is related to Your payment methods, such as credit  card or bank transfer details. We collect financial data in order to allow You to purchase, order,  return or exchange products or services from Our website and any related mobile apps. We store  limited financial data. Most financial data are transferred to Our payment processor and You  should review these processors’ Privacy Policy to determine how they use, disclose and protect  Your financial data. 

Social Networking Data: We may access personal information from social networking sites and  apps, including Facebook, Instagram, TikTok, LinkedIn, Twitter, Snapchat or other social  networking sites or apps not named specifically here, which may include Your name, Your social  network username, location, email address, age, gender, profile picture, and any other public  information. If You do not want us to access this information, please go to the specific social  networking site and change Your privacy settings. 

Mobile Device Data: If You use Our website via a mobile device or app, We may collect  information about Your mobile device, including device ID, model and manufacturer, and  location information. 

Other Data: On occasion, You may give us additional data in order to enter into a contest or  giveaway or to participate in a survey. You will be prompted for this information and it will be  clear that You are offering this kind of information in exchange for an entry into such a contest  or giveaway. 

Use of Information 

Your information allows us to offer You certain products and services, including the use of Our  website, to fulfill Our obligations to You, to customize Your interaction with Our company and  Our website, and to allow us to suggest other products and services We think might interest You.  We generally store Your data and transmit it to a third-party for processing. However, to the  extent We process Your data, We do so to serve Our legitimate business interests (such as  providing You with the opportunity to purchase Our goods or services and interact with Our  website). 

Specifically, We may use the information and data described above to: 

1. Create and administer Your account;

2. Deliver any products or services purchased by You to You; 

3. Correspond with You; 

4. Process payments or refunds; 

5. Contact You about new offerings that We think You will be interested in; 6. Interact with You via social media; 

7. Send You a newsletter or other updates about Our company or website; 8. Deliver targeted advertising; 

9. Request feedback from You; 

10. Notify You of updates to Our product and service offerings; 

11. Resolve disputes and troubleshoot any problems; 

12. Administer contests or giveaways; 

13. Generate a profile that is personalized to You, so that future interactions with Our  website will be more personal; 

14. Compile anonymous statistical data for Our own use or for a third-party’s use; 15. Assist law enforcement as necessary; 

16. Prevent fraudulent activity on Our website or mobile app; and 

17. Analyze trends to improve Our website and offerings. 

Disclosure of Information 

We may share Your information with third-parties in certain situations. In particular, We may  share Your data with third-party processors as needed to serve Our legitimate business interests,  which include administration of Our website, administration of Your account, entering into  contracts with You, communicating with You, taking orders for goods or services, delivering  Our goods and services, identifying trends, protecting the security of Our company and website,  and marketing additional goods and services to You. The legal basis for Our disclosure of Your  data is both Your Consent to this Privacy Policy and Our own right to protect and promote Our  legitimate business interests. 

The following are specific reasons why We may share Your information. 

Third-Party Processing: We may disclose Your information to third-parties who assist us with  various tasks, including payment processing, hosting services, email delivery and customer  service. For more information, see the “Other Third-Parties” Section below. 

By Law: We may share Your data as required by law or to respond to legal process, including a  subpoena, or as necessary to protect the rights, property, and safety of others. This includes  sharing information with other parties to prevent or address fraud and to avoid credit risks. 

To Protect Our Company: We may use Your information to protect Our company, including to  investigate and remedy any violations of Our rights or policies. We may also disclose Your  information as reasonably necessary to acquire and maintain insurance coverage, manage risks,  obtain financial or legal advice, or to exercise or defend against legal claims. 

Advertisers: We may use third-party advertising companies to run and manage Our ads to  produce ads that appear when You visit Our Website or mobile app. These companies may use 

information about Your visit to Our website and other websites that are contained in web cookies  (as described below) to offer You personalized advertisements about goods and services that  might interest You. We cannot control the activities of, such other advertisers or websites. You  should consult the respective Privacy Policies of these third-party advertisers for more detailed  information on their practices as well as for instructions about how to opt-out of certain  practices. 

Other Third-Parties: We may share information with advertisers, Our investors, or other third parties for the purpose of conducting general business analysis. If We do so, We will make  reasonable efforts to inform You if required by law. 

Sale or Bankruptcy: In the event that Our company is sold, goes out of business or enters  bankruptcy, Your information may be an asset that is transferred to a third-party successor. Such  a successor is not bound by Our Privacy Policy and may have its own. You will be notified in the  event Our Company is sold, goes out of business or enters bankruptcy. 

Interaction with Others: If You interact with others on Our website or mobile app, such as  participating in a group chat or a group online course, other users may have access to some of  Your data, including Your name, profile picture, and Your history of interaction with Our  website, such as prior comments or posts. 

Online Postings: When You post online or provide other postings on the website such as a  product review, photograph, video, or other comments, Your submissions and comments may be  viewed by others, and We may distribute Your submissions and comments outside the website. 

External Links: Our website may include hyperlinks to other websites not controlled by us. We  suggest You exercise caution when clicking on a hyperlink. Although We use reasonable care in  including a hyperlink on Our own web page, We do not regularly monitor the websites of these  third-parties, and are not responsible for any damage or consequences You suffer by using these  hyperlinks. We are not bound by the Privacy Policies of any third-party website that You access  

by a hyperlink, nor are they bound by ours. We encourage You to read the Policies of those  third-party websites before interacting with them or making purchases. They may collect  different information and use different methods than We do.  

With Your Consent: We may disclose Your personal information for any other purpose with  Your consent.  

Other Purposes: We may disclose Your personal data as necessary to protect Your interests, or  the vital interests of others or Our company. 

Tracking Technologies 

Cookies, Log Files and Web Beacons: Like many other websites, We make use of log files.  These files merely log visitors to the site – usually a standard procedure for hosting companies  and a part of hosting services’ analytics. The information inside the log files includes internet  protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp,  

Commented [TLP2]: You may delete this section if you do  not use ads such as Facebook ads, but TLP recommends  keeping this paragraph in the privacy policy just in case you  do in the future.

referring/exit pages, and possibly the number of clicks. This information is used to analyze  trends, administer the site, track users’ movement around the site, and gather demographic  information. IP addresses and other such information are not linked to any information that is  personally identifiable. 

We also use cookies—small text files sent to us by Your computer—and web beacons to store  certain information. We may use cookies to authenticate Your identity, to determine if You are  logged onto Our website, for personalization, for security, for targeted advertising, or for  analysis of the performance of Our website and services. For example, cookies allow us to  recommend blog posts to You based on what You have read on Our site in the past. We use  cookies that are not specific to Your account but unique enough to allow us to analyze general  trends and use and to customize Your interaction with Our website. 

Most browsers are set to accept cookies by default. In addition, when You first encounter Our  website, You will be asked to “consent to cookies.” If You wish to disable cookies, You may do  so through Your individual browser options. However, this may affect Your ability to use or  make purchases from Our website. By continuing to use Our website and not disabling cookies  on Your browser, You are consenting to Our use of cookies in accordance with the terms of this  policy. 

In addition, We may use third-party software to post advertisements on Our website or mobile  app to oversee marketing or email campaigns or manage other company initiatives. This third party software may use cookies or similar tracking technology. We have no control over these  third-parties or their use of cookies. For more information on opting out of interest-based ads,  visit the Network Advertising Initiative Opt-Out Tool or Digital Advertising Alliance Opt-Out  

Tool. 

Website Analytics 

We may partner with third-party analytic companies, including but not limited to Google  Analytics. The analytic companies may also use cookies or other tracking technologies to  analyze visitors’ use of Our website or mobile app to determine the popularity of the content and  better understand online activity. We do not transfer personal information to these third-party  vendors. 

Processing Your Information 

In most circumstances, We do not process Your information in-house but give it to third-party  processors for processing. For example, when PayPal takes Your payment information, they are  a third-party processor. They process Your payment and remit the funds to Us. 

We may, from time to time, process Your data internally. Our purposes in processing this  information is to administer, maintain, and improve Our website and offerings, to enter into  contracts with You, to fulfill the terms of those contracts, to keep records of Our transactions and  interactions, to be able to provide You with goods and services, to comply with Our legal 

obligations, to obtain professional advice, and to protect the rights and interests of Our company,  Our customers (including You), and any third-parties. We may process the following data:  

1. Data associated with Your account, such as Your name, address, email address and  payment information; 

2. Data about Your usage of Our website, such as Your IP address, geographical  information, and how long You accessed Our website and what You viewed; 3. Data related to Your personal profile, such as Your name, address, profile picture,  interests and hobbies, or employment details; 

4. Data that You provide us in the course of using Our services; 

5. Data that You post on Our website, such as comments or responses to blogs; 6. Data that You submit to us when You make an inquiry regarding Our website or  offerings; 

7. Data related to Your transactions with us, including Your purchase of Our goods or  services. This information may include contact details and payment information; 8. Data that You provide to us when You subscribe to Our emails or newsletters,  including Your email address and contact information; 

9. Data that You submit to us via correspondence, such as when You email us with  questions; and 

10. Any other data identified in this policy, for the purpose of complying with Our legal  obligations, or to protect the vital interests of You or any other natural person. 

Data Retention 

We retain personal data as long as it is needed to conduct Our legitimate business purposes or to  comply with Our legal obligations, or until You ask Us to delete Your data. For example, We  will retain certain personal information indefinitely for the purposes of maintaining Your  account, unless and until You delete Your account. Data that We gather for a specific and  particular purpose, such as assisting law enforcement or analyzing trends, will not be kept for  longer than is necessary for that particular purpose. Data that is no longer needed by us for any  of the purposes listed above will be permanently deleted. 

You may request that We delete Your data at any time. However, note that We cannot control  the retention policies of third-parties. If You wish to have any third-parties, including those to  whom We’ve transmitted Your data, delete that data, You will need to contact those third-parties  directly. You may request from us a list of all third parties to whom We have transmitted Your  data. 

Minors 

Our website is intended solely for users who can form legally binding contracts under applicable  law and are of legal age of majority in their place of residence. By using the site, You represent  and warrant that You can form a legally binding contract under applicable law and are of legal  age of majority where You reside, and that You agree to abide by all of the terms and conditions  of this Privacy Policy. This website is not designed for use by children under the age of 13, and  We do not knowingly solicit personal data from anyone under the age of 13. If You are under the 

age of 13, do not access or use Our website or related products or services. If You become aware  that We have collected data of anyone under the age of 13, please contact us so that We may  delete that data. 

Your Rights 

You have certain rights with respect to Your personal data, as outlined within this Privacy  Policy. We may charge You a reasonable fee for actions that You ask us to take with respect to  Your data. We also reserve the right to request that You provide us with evidence of Your  identity before We take any action with respect to the exercise of Your data rights. Further, Your  rights may be restricted or nullified to the extent they conflict with Our compelling business  interests, the public interest, or the law. 

Update Account Information: You have the right to update or change any information You have  provided to us. To update or delete Your information, please contact us at  stephanie@harperandfayefinancial.com 

Confirm Personal Data and Its Use: You have the right to request that We confirm what data  We hold about You, and for what purposes. You also have the right to confirmation of whether  We process Your data or deliver Your data to third-party processors, and for what purposes. We  will supply You with copies of Your personal data unless doing so would affect the rights and  freedoms of others. 

Change Consent: You have the right to change Your consent to Our use of Your information. In  such cases, We may require You to delete Your account with us, as described above, and You  may not have full access to Our website. 

Opt-Out of Communications: If you do not wish to receive marketing communications from Us,  you can unsubscribe via the link in an email You have received. 

Request a Copy of Data: You have the right to request a digital copy of the data that We hold  about You. Your first request for a copy of Your personal data will be provided free of charge;  subsequent requests will incur a reasonable fee. 

Transfer Your Data: You have the right to request that We gather and transfer Your data to  another controller, in a commonly used and machine-readable format, unless doing so would  cause us an undue burden. 

Delete All Data: You have the right to request that We delete all data that We hold about You,  and We must delete such data without undue delay. There are exceptions to this right, such as  when keeping Your data is required by law, is necessary to exercise the right of freedom of  expression and information, is required for compliance with a legal obligation, or is necessary for  the exercise or defense of legal claims. Such a request may result in termination of Your account  with us and You may have limited or no use of Our website.

Marketing Communications: You may opt-out of receiving any third-party marketing  communications or having Your personal information used for marketing purposes. 

Processing: In some circumstances, You may restrict the processing of Your data, such as when  You contest the accuracy of Your data or when You have objected to processing, pending the  verification of that objection. When processing has been restricted, We will continue to store  Your data but will not pass it on to third-party processors without Your consent, or as necessary  to comply with legal obligations or protect Your rights or those of others or Our company. In  addition, You may opt-out of any processing of Your data altogether. Doing so may result in the  termination of Your account and loss of access to Our website. 

Complaints: You have the right to complain to a supervising authority if You believe We are  misusing Your data or have violated any of Your rights under this Privacy Policy or applicable  law. 

Newsletter and Marketing 

You may volunteer certain information to Us that is used for email and marketing purposes. This  information includes, but is not limited to, Your name and email. You can unsubscribe from any  future communications via email, but We reserve the right to maintain a database of past email  subscribers. We reserve the right to use this information as reasonably necessary in Our business  and as provided by law. Your information will be shared with reasonably necessary parties for  the ordinary course of conducting Our business, such as through Facebook ads or other  marketing campaigns.  

Data Breach Procedures 

We take all reasonable steps to protect Your personal data and keep Your information secure.  We use recognized online secure payment systems and implement generally accepted standards  of security to protect against personal data loss or misuse. However, no security measure is  foolproof, and no method of data transmission can be guaranteed against interception or misuse.  We cannot guarantee complete security of any information You transmit to us. 

By consenting to this Privacy Policy, You acknowledge that Your personal data may be  available, via the internet, around the world. We cannot prevent the use or misuse of Your data  by other parties. 

In the unlikely event, customer data has been lost, stolen, or potentially compromised, Our policy  is to alert our customers via email no later than 72 hours of Our company becomes aware of the  event. We will also report such incidents to any required data protection authority. We will work  closely with any customers affected to determine the next steps such as any end-user  notifications, needed patches, and how to avoid any similar event in the future. 

Privacy Policy Changes

Although most changes are likely to be minor, We may change our Privacy Policy from time to  time, and at Our sole discretion. 

Notice to California Residents 

The California Privacy Protection Act and the California Business and Professions Code require  that We summarize Your privacy rights. Company will provide You with the categories of  personally identifiable information that is collected through this website and the categories of  third-party entities with whom such personal information may be used at Your request.  California law allows You to control who We can and cannot share your personal information  with. To obtain any information You are entitled to under California law, please send a request  by email or through the contact form on this website. There is no charge for requesting this  information from Company. 

International Privacy and GDPR Disclaimer 

This website’s servers are located within the United States. Thus, if you are visiting this website  from outside the United States, you agree that you are sending information to the United States. If you are a member of the EU, Your data is protected by appropriate safeguards, namely the  EU-US Privacy Shield and GDPR. By clicking submit to any opt-ins on this website, You  consent to the collection of your name and email and will receive communications from  Company. You have the right to object to the processing of Your data at any time. Your  information will not be shared with any third-parties in the EU.